Real estate appraisal services for homeowners in the city of Brighton and Tipton County![]() The top 7 reasons TN homeowners hire River View Appraisal Service:
Do you own a home in or near Brighton? Do you need help deciding the price of your real estate?
We at River View Appraisal Service understand the individual needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at River View Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At River View Appraisal Service, we're qualified in helping customers just like you abolish unneeded and unwanted PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your home overvalued if your home not appreciating as much as other properties close to yours. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting a professional appraisal from River View Appraisal Service is your strongest weapon when contesting your property tax assessment. Recently got a freeze your HELOC?If your home is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. River View Appraisal Service can provide you with an expert appraisal to help you reinstate your home equity line of credit. We Also Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would like to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from River View Appraisal Service can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property. |